The $170 Billion Rollover Mistake: Is Your Retirement at Risk?
As you approach retirement, two critical aspects of financial planning often get overlooked: properly managing account rollovers and implementing proactive tax strategies. While many of us have diligently saved in our 401(k)s and IRAs for decades, simple oversights in either area could cost you thousands in retirement wealth.
Retirement Planning in a Changing Political Landscape: Navigating Taxes, Legacy, and Managing Your Financial Future
𝗪𝗶𝘁𝗵 𝗧𝗿𝘂𝗺𝗽’𝘀 𝗿𝗲-𝗲𝗹𝗲𝗰𝘁𝗶𝗼𝗻, 𝘄𝗶𝗹𝗹 𝘆𝗼𝘂𝗿 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝘁𝗮𝘅 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝘆 𝗻𝗲𝗲𝗱 𝗮 𝗰𝗼𝗺𝗽𝗹𝗲𝘁𝗲 𝗼𝘃𝗲𝗿𝗵𝗮𝘂𝗹, 𝗼𝗿 𝗰𝗼𝘂𝗹𝗱 𝗿𝘂𝘀𝗵𝗶𝗻𝗴 𝘁𝗼 𝗺𝗮𝗸𝗲 𝗰𝗵𝗮𝗻𝗴𝗲𝘀 𝗯𝗲 𝗮 𝗰𝗼𝘀𝘁𝗹𝘆 𝗺𝗶𝘀𝘁𝗮𝗸𝗲?
[CW FOCUS ATLANTA] National Financial Planning Month
What would true financial confidence feel like for you?
Had a fantastic conversation with Keisha Lancelin of CW Focus Atlanta earlier this month about smart financial planning strategies.
2025 COLA Released – What You Need To Know
The 2025 Cost-of-Living Adjustment (COLA) has just been released, and it’s essential to understand how this will affect your Social Security income and long-term retirement planning.
Updated RMD Regulations: A Comprehensive Guide to Recent Changes
Final RMD Regulations were released on July 19, 2024. The new rules start taking effect on January 1, 2025. 10-Year Rule has been clarified.
Don’t Be Spooked: What Halloween Can Teach Us About Retirement Planning
Halloween and retirement planning may seem an unlikely pair. Yet, this spooky season offers creative lessons we can apply to preparing for retirement. Here are some connections we came up with at the office between retirement planning and Halloween.
Navigating Medicare Open Enrollment 2023: What You Need to Know
Medicare Open Enrollment, which runs from October 15th to December 7th each year, is a critical period for millions of Americans who rely on Medicare for their healthcare needs. During this seven-week window, beneficiaries can make changes to their Medicare coverage for the upcoming year.
Brace Yourself For A Modest COLA Bump In 2024
The 8.7% 2023 COLA was the largest increase since 1981; new economic data suggests the next adjustment in 2024 may be substantially less. Current projections peg the 2024 COLA at around 3% based on recent inflation trends.
Recent studies have shed light on many Americans’ concerns regarding their retirement prospects. Did you know that one in five Americans believe they’ll never be able to retire? Or that 62% of those not yet retired think Social Security won’t cover even half of their expenses?
Women and Retirement: Navigating Life Transitions with Clarity and Confidence
Women are achieving unprecedented levels of education and success. They control over 50% of America’s wealth and play a significant role in managing their family’s finances. However, when it comes to retirement planning, they often find themselves on the sidelines, a fact acknowledged by financial experts. This disengagement can profoundly impact their lives once they reach retirement age.
[FA Magazine] Financial Planning For Couples Who Totally Disagree
“For richer, for poorer” sounds good in wedding vows, yet it doesn’t even touch on the many financial problems American couples face today. And every financial professional I know has had to deal with couples who simply aren’t on the same page financially.
How do you, the trusted financial advisor, handle a situation like that? Here are a few recommendations that could help…