FOR IMMEDIATE RELEASE

Beau Henderson Releases “Social Security Clarity 2025 Edition” Amid Critical Changes to Retirement Benefits

Gainesville, GA – Tuesday January 20, 2025

**Beau Henderson Releases “Social Security Clarity 2025 Edition” Amid Critical Changes to Retirement Benefits**

Wall Street Journal Best-Selling Author and National Social Security Association Trained and Certified Advisor Provides Essential Guidance on Maximizing Social Security Benefits Following Landmark Policy Changes

As millions of Americans grapple with retirement planning amidst significant changes to Social Security, RichLife Advisors founder and Wall Street Journal best-selling author Beau Henderson launches his latest book, “Social Security Clarity 2025 Edition.”

The timely release addresses crucial updates including the Social Security Fairness Act’s elimination of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO), benefiting nearly 3 million public sector retirees.

Henderson, a Retirement Income Certified Professional® (RICP®) and National Social Security Advisor (NSSA®), reveals that American households are leaving approximately $3.4 trillion in Social Security benefits unclaimed due to suboptimal claiming decisions. “This knowledge gap is costing retirees hundreds of thousands in lifetime benefits,” says Henderson. “With the right strategy, many households can increase their lifetime Social Security benefits by over $230,000.”

The book arrives at a critical juncture as the Social Security Administration projects that without policy changes, benefits may be reduced to 77% of scheduled payments by 2033. “Social Security Clarity 2025” provides readers with:

• Analysis of the Social Security Fairness Act and its impact on public sector retirees
• Updated strategies for coordinating benefits with Required Minimum Distributions (RMDs)
• Comprehensive guide to survivor benefits and spousal claiming options
• Step-by-step evaluation process for optimizing claiming decisions
• New tax-planning strategies following updates from the SECURE Act 2.0

“This isn’t just about when to claim benefits,” Henderson explains. “It’s about optimize your entire retirement strategy to maximize lifetime income and enhance your spouse’s financial future.”

The comprehensive guide has garnered praise from industry experts, including Marc Kiner, creator of the National Social Security Advisor Certificate program, who notes Henderson’s unique ability to “break down Social Security rules in easy-to-understand terms while combining humor to keep readers engaged.”

“Social Security Clarity 2025 Edition” is available through major booksellers nationwide. For more information about Beau Henderson and RichLife Advisors, visit www.RichLifeAdvisors.com.

**About Beau Henderson**

Beau Henderson is the founder and lead retirement planning specialist at RichLife Advisors, an Atlanta-based wealth and retirement planning firm. A Wall Street Journal best-selling author and financial professional, Henderson holds multiple professional designations including RICP®, NSSA®, and Certified Financial Fiduciary®. He has been featured in The Wall Street Journal, CNBC, Reuters, and Forbes, offering expertise on retirement planning and Social Security optimization.

**About RichLife Advisors**

RichLife Advisors is a comprehensive financial advisory firm specializing in retirement planning that aligns financial strategies with clients’ personal values and life goals. The firm integrates both financial and non-financial aspects to create retirement plans by design.

Investment advisory services offered through Fiduciary Capital, Inc., a state-registered investment advisor.

Disclosures:

Beau Henderson is not associated with or endorsed by the Social Security Administration or any other government agency. Maximizing your Social Security Benefits assumes foreknowledge of your date of death. If as an example you wait to claim a higher monthly benefit amount but predecease your average life expectancy, it would have been better to claim your benefits at an earlier age with reduced benefits.

Investment advisory services offered through Fiduciary Capital, Inc., a state-registered investment advisor.

The case studies provided do not reflect actual clients. The case studies are intended to illustrate services available through the advisor. Actual results will fluctuate with the market conditions and will vary over time. PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS.

RichLife Advisors does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstances.

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