News and Press

You’ll lose about a third of your monthly benefit amount if you claim Social Security at age 62, but there are still times when it makes sense to do so.

Rather than letting the unknowns make you anxious, focus on building a flexible income strategy that can adapt to possible Social Security changes like gradual benefit adjustments, a higher full retirement age (FRA) or means testing/payroll tax expansion.

Is going back to work after starting Social Security a smart move — or a costly mistake?

Many retirees don’t realize that returning to work could temporarily reduce their benefits. But does that mean you shouldn’t do it?

In this eye-opening article, RichLife Advisor Brad Anderson breaks down the rules, realities, and reasons why going back to work might still make financial sense — even if you’ve already claimed Social Security.

𝗪𝗵𝗮𝘁 𝗶𝗳 𝘁𝗼𝗱𝗮𝘆’𝘀 𝗹𝗼𝘄 𝘁𝗮𝘅 𝗿𝗮𝘁𝗲𝘀 𝗮𝗿𝗲 𝗺𝗼𝗿𝗲 𝘁𝗲𝗺𝗽𝗼𝗿𝗮𝗿𝘆 𝘁𝗵𝗮𝗻 𝘆𝗼𝘂 𝘁𝗵𝗶𝗻𝗸?

The One Big Beautiful Bill (OBBBA) extended current tax brackets, but with the national debt adding $1.7 trillion over the next decade and history showing us that debt-to-GDP ratios this high typically lead to higher taxes, savvy retirees are using tactical Roth conversions now — before this window closes.

Here’s a strategy that could make sense depending on your goals…
Read my full analysis at Kiplinger