Financial Planner – Gainesville GA | RichLife Advisors

Optimize Your Retirement Social Security Benefits

Retirees will collectively lose $3.4 trillion in potential income that they could spend during their retirement because they claimed Social Security at a financially sub-optimal time, or an average of $111,000 per household according to a recent study.

RichLife Advisors offers a complete Social Security Optimization Analysis to guide you through the application process so you can feel confident in making the best selection for you and your family to avoid leaving this money on the table.

Our Social Security Analysis Includes

  • Review of all Social Security options showing how to increase your monthly Social Security benefits by up to $800 for married couples, $150 for an individual and $450 for a surviving spouse. 
  • Review your Social Security earnings/benefit statement.
  • Compare Social Security benefits before and after full retirement age.
  • Identify whose account your Social Security benefits should be based on (self, spouse, ex-spouse, deceased spouse)
  • Complete review of your unique situation (divorce, widow, remarriage and child-related).
  • Calculate your breakeven point.
  • Determine together when you should apply for Social Security benefits.
  • General discussion of Medicare, Parts A, B, C, D.
  • Assistance with applying online.
  • Discuss any follow-up questions.

Maximizing your Social Security Benefits assumes foreknowledge of your date of death. If as an example you wait to claim a higher monthly benefit amount but predecease your average life expectancy, it would have been better to claim your benefits at an earlier age with reduced benefits.

The Retirement Analysis gives estimates based on your actual Social security earnings record. Please keep in mind that these are just estimates. We can’t provide your actual benefits amount until you apply for benefits. And that amount may be different from the estimates provided because your earnings may increase or decrease, you’ve served in the military, you’ve had jobs in which you did not pay Social Security taxes. 

Purchase your Social Security analysis Today for $500 to get started!

If we can’t increase your lifetime benefit by at least $5,000, we will waive your fee