RichLife Advisors is dedicated to being your go-to resource for information needed to make informed decisions about all aspects of retirement. Founder and visionary, Beau Henderson, has dedicated his life to helping others plan for theirs through his many bestselling books, serving as a local and national media resource, hosting educational events, writing regular blogs, and hosting weekly radio and podcast shows.
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![[Bankrate] Pros and Cons of Hiring a Financial Advisor Thumbnail](https://static.twentyoverten.com/5e9707abce710223d53221db/bCu9fa0l3l/Pros-and-Cons-of-Hiring-A-Financial-Advisor.png)
Looking for a financial advisor? This Bankrate article I recently contributed to has got you covered with a list of pros and cons to consider before making your hiring decision. From personalized guidance to high fees, read up on what to expect before handing over your money.
![[Forbes Advisor] Guide To 403(b) Roth Conversions Thumbnail](https://static.twentyoverten.com/5e9707abce710223d53221db/WH0I691KYR/Guide-To-403b-Roth-Conversions.png)
Most investors can benefit from using an incremental Roth conversion strategy for 403(b) plans. That way, you only convert what you can afford to pay taxes on each year. You don’t want your Roth conversion to cost more than it has to.
![[FA Magazine] Financial Planning For Couples Who Totally Disagree Thumbnail](https://static.twentyoverten.com/5e9707abce710223d53221db/18jizaEiBu/Couples-Who-Totally-Disagree-FA-MAG-Quote.png)
“For richer, for poorer” sounds good in wedding vows, yet it doesn't even touch on the many financial problems American couples face today. And every financial professional I know has had to deal with couples who simply aren't on the same page financially. How do you, the trusted financial advisor, handle a situation like that? Here are a few recommendations that could help...
![[US News and World Report] Should You Consult a CFP or CPA to Plan for Retirement? Thumbnail](https://static.twentyoverten.com/5e9707abce710223d53221db/MZap2bhIdv/CFP-vs-CPS-US-NEWS.png)
Have you ever wondered if there's a difference between a Certified Financial Planner (CFP) and a Certified Public Accountant (CPA), and which one you should consider working with to help you plan for retirement? This US News and World Report article provides an in-depth discussion about their different areas of specialization and how they can work together in a complimentary manner as part of your retirement planning team.
There are two pieces of legislation -- SECURE 2.0 and Build Back Better -- we will be watching closely over the coming months and providing updates because they will impact retirement planning in the future.
Right now is a great time to review your year-end financial planning strategies. It's imperative to get things in order and identify areas you'd like to discuss with your financial professional. That way, you will be ready for 2022 and beyond.