RichLife Advisors is dedicated to being your go-to resource for information needed to make informed decisions about all aspects of retirement. Founder and visionary, Beau Henderson, has dedicated his life to helping others plan for theirs through his many bestselling books, serving as a local and national media resource, hosting educational events, writing regular blogs, and hosting weekly radio and podcast shows.
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![[Bankrate] Pros and Cons of Hiring a Financial Advisor Thumbnail](https://static.twentyoverten.com/5e9707abce710223d53221db/bCu9fa0l3l/Pros-and-Cons-of-Hiring-A-Financial-Advisor.png)
Looking for a financial advisor? This Bankrate article I recently contributed to has got you covered with a list of pros and cons to consider before making your hiring decision. From personalized guidance to high fees, read up on what to expect before handing over your money.
![[FA Magazine] Financial Planning For Couples Who Totally Disagree Thumbnail](https://static.twentyoverten.com/5e9707abce710223d53221db/18jizaEiBu/Couples-Who-Totally-Disagree-FA-MAG-Quote.png)
“For richer, for poorer” sounds good in wedding vows, yet it doesn't even touch on the many financial problems American couples face today. And every financial professional I know has had to deal with couples who simply aren't on the same page financially. How do you, the trusted financial advisor, handle a situation like that? Here are a few recommendations that could help...
![[Forbes Advisor] What Is A Retirement Income Certified Professional (RICP)? Thumbnail](https://static.twentyoverten.com/5e9707abce710223d53221db/ewnX5vfNSh/What-Is-A-Retirement-Income-Certified-Professional-RICP-Forbes-Advisor.png)
Since there aren’t many do-overs when it comes to your retirement income, the most important thing is that you are confident that your financial advisor has the training and skills to help you maximize your income while reducing your tax liability so you have enough money in the decades following your retirement. If you're within 10 years of retiring, you'll benefit most from working with an RICP. The earlier you engage an RICP inside that window, the better. Not sure if you should change advisors? This article in Forbes Advisor details the differences between CFPs, CRPCs and RICPs and how they can help you make sure your hard-earned savings last as long as you do.
Confused about your Social Security Survivor Benefits? Here’s how RichLife Advisors can help.
Medicare Open Enrollment Starts October 15. So, It’s Annual Health Care Plan Check-Up Time! Doing your research now can help you get the right supplemental Medicare coverage for your needs at the best price.
![[Forbes Advisor] Retirement Planning: How To Retire At Any Age Thumbnail](https://static.twentyoverten.com/5e9707abce710223d53221db/GiU1gtiUo6r/when_to_retirejpeg.jpg)
Lots of people make a BIG planning mistake when they begin to look at retiring before they turn 65. They forget that they still need health insurance coverage. And, that can end up looking like another mortgage payment if they have to purchase it before Medicare kicks in for them at age 65. In this Forbes Advisor article, I'm sharing the actual numbers we see every day in the office and a couple of solutions to ensure you don't go broke paying for health insurance before you turn 65.